About AlphaDelta

AlphaDelta is an independent AML and financial crime advisory firm focused on regulatory judgment, program design, and decision-making under scrutiny.

The firm operates on a retainer model and does not provide execution, remediation, or outsourced compliance services.

Founded to support organizations facing regulatory complexity, heightened oversight, or material change, AlphaDelta works with clients where judgment and continuity matter more than volume of output. Engagements are intentionally selective and structured around senior access and independence.

AlphaDelta is led by Andrew Morris, whose background spans senior in-house program ownership, regulatory examination, and independent advisory work across both emerging and established institutions.

Through this work, AlphaDelta advises early-stage fintech and RegTech startups on regulatory alignment and product strategy, and has worked alongside global consulting firms on complex regulatory and compliance engagements requiring independent senior judgment.

AlphaDelta has also provided senior AML advisory support to large, regulated enterprises operating in high-scrutiny environments, advising on program continuity, regulatory engagement, and executive decision-making during periods of transition.

AlphaDelta’s advisory perspective is grounded in direct experience across the full regulatory lifecycle.

The firm is informed by:

This combination provides a practical understanding of how regulatory expectations are interpreted, applied, escalated, and resolved – across multiple regimes and business models.

Andrew Morris is a regulatory strategist with end-to-end experience across Canada’s AML, financial-crime, and compliance landscape.

He has served as a former IIROC (CIRO) examiner, held executive accountability as Chief Compliance Officer and enterprise AML program owner, and led and defended programs under FINTRAC, IIROC, OSC, OSFI, and independent audits.

Andrew's experience spans complex, multi-entity environments across Securities Dealers, MSBs, Trust & Loan Companies, Insurance, Real Estate, Wealth Management. and has architected compliance programs within multiple industries, including the design and implementation of Canada’s first AML/ATF program in the armoured-car sector, from regulatory interpretation through national rollout and board-level governance.
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In addition to his advisory work, Andrew serves as Faculty at Osgoode Professional Development, teaching in the Certificate in Regulatory Compliance and Legal Risk Management, and represents industry through Finance Canada and FINTRAC advisory forums, contributing to the evolution of Canada’s AML framework.

AlphaDelta reflects the accumulation of this experience - regulatory, operational, executive, and supervisory - applied in an advisory capacity.